Lois Frankel
Incumbent (78; born 5/16/1948; BA Psychology, Boston University, 1970; JD, Georgetown University, 1973; lawyer; Florida House of Representatives, 1986–1992 and 1994–2002, House Minority Leader 2000–2002; Mayor of West Palm Beach, 2003–2011; U.S. Representative for FL-22, 2013–2017 and 2023–2026; her prior district's territory was largely absorbed into the new FL-23 following the 5/4/2026 redistricting, and she is running there rather than the newly-open FL-22; missed 3.9% of roll call votes over her career, above the median of 2.1% among current representatives; endorsed by several prominent human rights organizations; running in the D primary against Victoria Doyle and Mark Piper)
Last updated: 2026-08-21
Integrity & Legal Record 23 / 25
Criminal History
`[NOT FOUND — searched: nationwide Google/news search "Lois Frankel" arrested OR convicted OR indicted — 2026-08-14]`. No adverse findings.
- Nationwide Google/news search — 2026-08-14 — no adverse matches
Civil Court History
`[NOT FOUND — searched: nationwide Google/news search "Lois Frankel" lawsuit OR litigation — 2026-08-14]`. No adverse civil litigation found.
- Nationwide Google/news search — 2026-08-14 — no adverse matches
Ethics Violations
In May 2023, financial disclosures (filed per the STOCK Act's timely-reporting requirement, which she complied with) showed Frankel sold $1,001–$15,000 in First Republic Bank stock on March 16, 2023, then bought $1,001–$15,000 in JPMorgan stock on March 22, 2023 — shortly before First Republic's collapse and JPMorgan's government-arranged acquisition of it. This drew coverage from multiple independent/nonpartisan and conservative-leaning outlets (CNN, Newsweek, Daily Caller, Free Beacon) given her seat on the House Appropriations Committee, which oversees funding for the FDIC, Federal Reserve, and Treasury Department — all agencies involved in the First Republic resolution. Frankel told CNN her account "is managed independently by a money manager who buys and sells stocks at his discretion," and no formal investigation or ethics complaint was opened against her. Her 2026 Republican opponent (in the old FL-22 race), Dan Franzese, separately publicly criticized the trades as a "betrayal of the public trust" and called for a Congressional investigation, though no such investigation has occurred.
- CNN — "Democratic congresswoman sold First Republic stock and bought JPMorgan just before bank sale, financial disclosures show" (5/2/2023) — 2026-08-14
- Newsweek — "Democrat Sold First Republic Stock, Bought JP Morgan Before Collapse" — 2026-08-14
- Daily Caller / Free Beacon — reporting on the same disclosures — 2026-08-14
- The Floridian — reporting on Franzese's criticism — 2026-08-14
Campaign Finance Violations
`[NOT FOUND — searched: nationwide Google/news search "Lois Frankel" campaign finance FEC violation — 2026-08-14]`. No violation records found. FEC record confirmed: $2,276,254 raised, $1,212,162 cash on hand as of 7/29/2026.
- FEC.gov — campaign finance data via Ballotpedia — 2026-08-14
Residency Confirmed
Documented longtime West Palm Beach, FL (Palm Beach County) resident, consistent with her mayoral and congressional service representing the area.
- Wikipedia; Ballotpedia — 2026-08-14
- ⚠️ REVIEW FLAG: 2023 First Republic/JPMorgan stock-trade timing controversy — widely reported by nonpartisan outlets, no formal investigation or complaint resulted; recommend operator review for fair, proportionate characterization.
- Survey cross-reference could not be completed this pass — no survey response is on file for this candidate per the roster, and the CIVICS Disclosure Survey PDF answers have not yet been extracted/indexed per-candidate in general.
Professional & Business Transparency 22 / 25
Business Ownership
A Florida Sunbiz Officer/Registered Agent search under "Frankel, Lois" (exact match) found exactly one entity: LOIS FRANKEL FOR CONGRESS INC. (N11000002524) — her own campaign committee, an official-capacity entity, not a personal business. No personal for-profit business was found, consistent with her decades-long career as an elected official/attorney rather than a business owner. Per this project's standing spouse-check methodology: Frankel was previously married to Richard Lubin; available sources describe this as a past marriage, not a current one, so the standard household-entanglement rationale for a spouse-business check does not apply here in the same way it would for a current spouse.
- Florida Division of Corporations (Sunbiz), search.sunbiz.org, Officer/Registered Agent Name search "Frankel, Lois" — 2026-08-21 — full returned result set reviewed
- Wikipedia; LegiStorm — biographical background — 2026-08-21
Financial Conflicts of Interest
No personal business/government-contract overlap identified. Separately, and already documented in Category 1: her 2023 First Republic/JPMorgan stock trades drew scrutiny given her House Appropriations Committee seat overseeing financial-regulatory agencies; this is cross-referenced here as the closest analog to a "financial conflict of interest" finding for this candidate, though it was timely disclosed and attributed to an independently-managed account with no formal investigation resulting.
- See Category 1 § Ethics Violations for full sourcing on the stock-trade timing matter — 2026-08-14
Bankruptcy History
`[NOT FOUND]`. No personal or business bankruptcy filings located.
- CourtListener (courtlistener.com) — search "Lois Frankel" bankruptcy — 2026-08-21 — 0 results
Tax Liens
`[NOT FOUND]`. No federal or state tax lien records located. Per this project's standing methodology, tax liens are inconsistently indexed online, so this absence of results is not presented as a confirmed clean record.
- CourtListener (courtlistener.com) — search "Lois Frankel" tax lien — 2026-08-21 — 0 results
Board Memberships
`[NOT FOUND — searched: nationwide Google/news search "Lois Frankel" board member/director nonprofit — 2026-08-21]`. No outside corporate or nonprofit board membership identified.
- Nationwide Google/news search — 2026-08-21 — no matches found
- Survey cross-reference could not be completed this pass — no survey response is on file for this candidate per the roster.
Policy & Platform Consistency 17 / 20
Voting Record
Frankel has represented the district (renumbered FL-22 to FL-23 after 2026 redistricting) since January 2023. Her sponsored-bill portfolio concentrates on Health (33%), International Affairs (18%), Labor and Employment (15%), Armed Forces/National Security (9%), Families (9%), Education (9%), and Taxation (6%) — including H.R. 9405, the Esther Coopersmith Award Act (June 2026). A specific, documented vote worth noting: in June 2026, Frankel was among 75 Democrats who voted for H.Res. 488, a resolution expressing "gratitude" to and praise for ICE, despite her public record as a vocal ICE critic (calling ICE operations "inhumane" and harmful to the South Florida economy). She defended the vote as forced by a "poison pill" — the resolution was also structured to condemn an antisemitic attack, and she described voting yes as a response to her duty to her broader community rather than a change in her underlying view of ICE.
- GovTrack.us — Rep. Lois Frankel [D-FL22, 2023-2026] — 2026-08-21
- (Aggregated news search) coverage of the H.Res. 488 vote and Frankel's explanation — 2026-08-21
Position Consistency
Beyond the H.Res. 488 vote documented above, Frankel's broader positions (reproductive rights, LGBTQ+ equality, gun-violence prevention) have been consistent throughout her congressional tenure, per the rationale offered by her endorsing organizations (human-rights groups citing her "long track record," Brady PAC citing "unwavering advocacy").
- The Floridian — "'Prominent' Human Rights Groups Endorse Lois Frankel For FL CD 23" — 2026-08-21
- The Floridian — "Gun Violence Prevention Group Endorses Lois Frankel For FL CD 23" — 2026-08-21
Flip-Flops
The H.Res. 488 vote (documented above under Voting Record) is the one specific instance identified where critics characterized her position as inconsistent with her prior public statements; she offered a specific contextual explanation rather than disputing the underlying facts. `[No other documented reversal was identified — searched: nationwide Google/news search "Lois Frankel" flip-flop reversed changed position — 2026-08-21]`.
- Nationwide Google/news search — 2026-08-21 — no additional matches
Endorsements
Received: Florida AFL-CIO; Florida SEIU; the Palm Beach Post editorial board; multiple prominent human-rights/civil-rights advocacy organizations (citing her reproductive-freedom and LGBTQ+-equality record); Brady PAC (gun-violence prevention). She faces Victoria Doyle in a contested primary in the redrawn FL-23. `[Endorsements given — NOT FOUND — 2026-08-21]`.
- The Floridian — "Prominent Labor Organizations Endorse Lois Frankel For FL CD 23" — 2026-08-21
- Florida AFL-CIO — "Florida AFL-CIO Releases First Slate of Candidate Endorsements for Labor 2026" — 2026-08-21
- WLRN — "In redrawn FL-23, incumbent Rep. Lois Frankel battles political outsider Victoria Doyle" — 2026-08-21
- ⚠️ REVIEW FLAG: Frankel's June 2026 vote for H.Res. 488 (praising ICE) appeared to conflict with her public record as an ICE critic; she attributed this to a "poison pill" antisemitism-condemnation provision attached to the resolution. Recommend the operator review this vote directly.
- This category does not re-litigate the Category 1 First Republic/JPMorgan stock-trade finding.
- Survey cross-reference could not be completed this pass — no survey response is on file for this candidate.
Community Engagement & Character 20 / 25
Community Involvement
Frankel has an extensive, decades-long record of public service predating this campaign: 14 years in the Florida House (including as its first woman Democratic Minority Leader), eight years as Mayor of West Palm Beach, and multiple terms in Congress since 2013. As a sitting Representative, she has held both in-person and telephone town halls to address constituent concerns.
- Congress.gov — "Lois Frankel" biography — 2026-08-24
- Town of Palm Beach — "Calendar: Congresswoman Lois Frankel's Telephone Town Hall" — 2026-08-24
Veteran / First Responder Service
`[NOT FOUND — Frankel has not served in the military — searched: nationwide Google/news search "Lois Frankel" military veteran — 2026-08-24]`. She has a documented legislative record of veterans' advocacy, including introducing legislation recognizing Korean War veterans and the Veteran Education Empowerment Act, and has stated a commitment to job training, VA funding, and PTSD support for veterans — documented public advocacy, not personal service.
- Frankel.house.gov — legislative announcements (Korean War veterans recognition, Veteran Education Empowerment Act) — 2026-08-24
Faith-Based Involvement (scored on character consistency)
Frankel is Jewish, affiliated with Temple Beth El, and has a well-documented public record on faith-community issues, including condemning an attack at a Jerusalem synagogue and introducing the Supporting Survivors from Faith-based Communities Act (H.R. 8813, May 2026). Her stated advocacy for religious minorities and faith communities is consistent with her documented legislative record; no contradictions between stated values and public conduct were identified this pass, separate from the Category 3 H.Res. 488 finding already documented and not re-litigated here.
- Jewish Virtual Library — "Lois Frankel" — 2026-08-24
- Frankel.house.gov — "Frankel Condemns Attack at Jerusalem Synagogue" — 2026-08-24
Debates / Town Halls
Documented, sustained record of holding both in-person and telephone town halls to directly address constituent concerns about legislative and administration actions. `[No specific 2026 general-election debate coverage against her primary opponents (Doyle, Piper) was found this pass — searched: nationwide Google/news search "Lois Frankel" FL-23 debate 2026 — 2026-08-24]`.
- Town of Palm Beach — as above — 2026-08-24
- X/Twitter — @RepLoisFrankel — telephone town hall announcement — 2026-08-24
Social Media Presence & Consistency
Active, official X presence (@RepLoisFrankel) used directly for constituent engagement (telephone town hall promotion). `[A full manual review of her last 90 days of posts was NOT performed this pass — 2026-08-24]`. No inflammatory personal-tone content was surfaced in general search.
- X/Twitter — @RepLoisFrankel — 2026-08-24
- ⚠️ REVIEW FLAG: Social media assessment relied on search aggregation, not a full manual 90-day platform audit.
- Survey cross-reference could not be completed this pass — no survey response is on file for this candidate.
Campaign Transparency 17 / 25
Top Donors / Donor Composition
Frankel has raised approximately $2 million from private individual donors this cycle, per August 2026 reporting; her cash-on-hand has historically dwarfed her rivals combined, consistent with a well-established, 12+-term-equivalent incumbent's fundraising base. `[Precise small-vs-large donor percentage NOT FOUND this session — searched: OpenSecrets, FEC.gov — 2026-08-26]`.
- OpenSecrets — Lois Frankel profile — 2026-08-26
PAC / LLC / Funneling Structures
`[PAC NOTED — AIPAC — conduit for 37 donations totaling $20,800 in a prior quarter (an earlier cycle's data point; current-cycle recurrence not independently confirmed this session) — Fully disclosed — OpenSecrets]`. No LLC, dark-money, or foreign-adjacent funding was identified.
- OpenSecrets — as above — 2026-08-26
Advertising Spend
`[Specific ad-spend line items NOT independently itemized — searched: FEC.gov expenditure reports — 2026-08-26]`. Spending capacity is substantial and proportionate to a long-tenured, well-funded incumbent.
- Florida Politics — historical fundraising-dominance coverage — 2026-08-26
Grassroots Engagement
`[No documented door-knocking, phone-banking, or in-person voter-contact ground game located this session — searched: nationwide Google/news search "Lois Frankel" FL-23 campaign canvassing 2026 — 2026-08-26]`.
- Nationwide Google/news search — 2026-08-26 — no matches
Donations to Political Figures
`[NOT FOUND — searched: FEC.gov, OpenSecrets — 2026-08-26]`.
- Nationwide Google/news search — 2026-08-26 — no matches
- No adverse findings.
- Survey cross-reference could not be completed this pass — no survey response is on file for this candidate.
Issue-Based Positions 20 / 40
2A Rights Score
NRA F-rating confirmed.
- justfacts.votesmart.org — Lois Frankel ratings and evaluations — 2026-08-26
Pro-Life / Pro-Family Score
[UPDATED 2026-08-27] Frankel is a lead sponsor/co-author of the federal Women's Health Protection Act (H.R. 12, 119th Congress), introduced with Reps. Judy Chu, Ayanna Pressley, and Veronica Escobar, which would establish a statutory federal right to abortion access and preempt state restrictions; the bill has 208 cosponsors. She also serves as Co-Chair of the Democratic Women's Caucus, actively promoting the bill in that role. This is documented sponsorship of legislation to codify broad abortion access — squarely meeting the rubric's Level 1 criterion ("sponsored pro-abortion legislation").
- Congress.gov — H.R.12, 119th Congress, Women's Health Protection Act of 2025 — 2026-08-27; Center for Reproductive Rights — "In Historic Vote, U.S. House Passes Women's Health Protection Act" — 2026-08-27; Democratic Women's Caucus — "Lead Sponsors Women's Health Protection Act Announce Effort to Force House Vote" — 2026-08-27
Fiscal Conservatism Score
`[NO STATED POSITION FOUND — scored 3 per protocol — sources searched: AFP, Club for Growth, CATO, NFIB — 2026-08-26]`.
- Nationwide Google/news search — 2026-08-26 — no matches
Parental Rights Score
`[NO STATED POSITION FOUND — scored 3 per protocol — sources searched: Moms for Liberty, Parents Defending Education, campaign website — 2026-08-26]`.
- Nationwide Google/news search — 2026-08-26 — no matches
Election Integrity Position
`[NO STATED POSITION FOUND — scored 3 per protocol — sources searched: campaign website, nationwide news search — 2026-08-26]`.
- Nationwide Google/news search — 2026-08-26 — no matches
Housing / Insurance Position
`[NO STATED POSITION FOUND — scored 3 per protocol — sources searched: campaign website, nationwide news search — 2026-08-26]`.
- Nationwide Google/news search — 2026-08-26 — no matches
Education / School Choice Position
`[NO STATED POSITION FOUND — scored 3 per protocol — sources searched: Parents Defending Education, campaign website — 2026-08-26]`.
- Nationwide Google/news search — 2026-08-26 — no matches
Environment / Everglades Position
`[NO STATED POSITION FOUND — scored 3 per protocol — sources searched: campaign website, nationwide news search — 2026-08-26]`.
- Nationwide Google/news search — 2026-08-26 — no matches
- ⚠️ REVIEW FLAG RESOLVED (2026-08-27): follow-up confirmed Frankel is a lead sponsor of the federal Women's Health Protection Act (H.R. 12), codifying broad abortion access. Pro-Life/Pro-Family score revised from 2/5 to 1/5, lowering the Category 6 subtotal from 21/40 to 20/40.
- Survey cross-reference could not be completed this pass — no survey response is on file for this candidate.